One Hour Loan Review


One Hour Loan is a loan matching service that aims to help people get access to personal loans quickly even with a bad credit history. The company specializes in small, short term loans of up to $10,000. Borrowers could gain access to these funds in as little as the following day upon approval by a lender. Qualifying for a loan is easy and largely depends on the borrower’s current employment and income status.



Loan matching service


Loan Details

Unsecured personal loans


Minimum loan amount


Maximum loan amount


Minimum loan period

3 months

Maximum loan period

2 Years

Loan rates

Starts at 19.1% APR

Direct deposit

Yes. Overnight funding



Online application time

A few minutes

Response times

Under an hour


18 years and older

Steady source of income

Existing bank account


One Hour Loan Summary

One Hour Loan makes getting a personal loan simple with its online application. The loan matching company states that it doesn’t place much importance on credit scores but on the person’s current employment status. This makes it possible for those with less than perfect credit scores to qualify for a personal loan. Rates might vary according to each lender so be sure to check this carefully.