One Hour Loan is a loan matching service that aims to help people get access to personal loans quickly even with a bad credit history. The company specializes in small, short term loans of up to $10,000. Borrowers could gain access to these funds in as little as the following day upon approval by a lender. Qualifying for a loan is easy and largely depends on the borrower’s current employment and income status.
Category
Loan matching service
Loan Details
Unsecured personal loans
Yes
Minimum loan amount
$500
Maximum loan amount
$10,000
Minimum loan period
3 months
Maximum loan period
2 Years
Loan rates
Starts at 19.1% APR
Direct deposit
Yes. Overnight funding
Application
Online application time
A few minutes
Response times
Under an hour
Qualifications
18 years and older
Steady source of income
Existing bank account
One Hour Loan Summary
One Hour Loan makes getting a personal loan simple with its online application. The loan matching company states that it doesn’t place much importance on credit scores but on the person’s current employment status. This makes it possible for those with less than perfect credit scores to qualify for a personal loan. Rates might vary according to each lender so be sure to check this carefully.
