3 Year Loans is a loan matching service that connects people searching for personal loan services. It collects personal information (annual income, credit rating, amount of loan) and matches it with hundreds of lenders to give people the best available rates for their personal loan.
Category
Loan matching service
(Matches your information with a direct lender)
Loan Details
Unsecured personal loans
Yes
Minimum loan amount
$1,000
Maximum loan amount
$35,000
Minimum loan period
1 year
Maximum loan period
5 years
Loan rates
Starts at 4.99% APR
*** 3 Year Loans is a loan matching service, rates may vary according to matching lender.
Loan Release
One day release
Direct deposit
Yes
Checking
Savings
Application
Average online application time
5 minutes
Average response times
90 seconds
Basic Qualifications
- Fair or better credit
- Income of $2,000 monthly
- US resident
- Current employment 3+ months
- Current residence 3+ months
Personal Information Required
Credit Rating
Social Security Number
Purpose of loan
Income type
Length of residency
Length of employment
Annual Income
3 Year Loans Summary
3 Year Loans provides an online portal where personal loan seekers could quickly connect with hundreds of lenders nationwide. Being a personal loan matching service, it is able to find the best rates possible. This is especially useful for people with less than ideal credit ratings. At $35,000 maximum loan, 3 Year Loans offers one of the biggest in the market. However, with 3 Year Loans not being your direct lender you should be extra wary with the terms and policies of your personal loans with the lender.
