Avant Personal Loans Review


Avant offers borrowers an online portal for processing personal loans. Loans are made by WebBank or Avant Credit itself with loans ranging from $1,000 to $35,000. However, available amounts for personal loans vary from state to state. Rates start at 19% APR but generally are based on the borrower’s credit rating.



Direct loan service


Loan Details

Unsecured personal loans


*** Loans are made by WebBank and other AvantCredit affiliates

Minimum loan amount


Maximum loan amount


Minimum loan period

1 Year

Maximum loan period

5 Years

Loan rates

Starts at 19% APR

Direct deposit

Yes, as soon as the next business day



Applications are done solely online. Like most online applications, information is submitted to obtain a quote. Those who qualify for a loan are given several borrowing options. After deciding an amount, you are asked to e-sign the contract to complete the loan process.

Online application time

A few minutes

Response time

A few minutes


Must be 18 years old and older

Bank account that accepts ACH transfers

Driver’s license or government issued identification

Information Used

Debt to income ratio

Credit score

Current income

Employment history


Avant Credit Summary

Avant Credit may not have the best personal rates reviewed but it does come with other goodies such as excellent customer service and credit bureaus reporting. Consolidating your debt and availing of a personal loan to improve your credit score is possible with Avant Credit. Some of the other personal loan services might offer lower interest rates but this is only possible with good credit ratings. Avant Credit on the other hand could help borrowers with fair to average credit ratings.